snowfed_river
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snowfed_river
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Posted on 11-13-09 8:05
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Hi All, Quick Question - I have heard one's credit history cleans itself every 7 years? Is it true?
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ss74k
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Posted on 11-13-09 8:17
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I think so, you should google it, there is statute of limitations for debts collections which varies according to States. After the limitations time expire, they can't sue you for the money. I think it will erase itself after seven years except in the bankruptcy case. http://credit.about.com/od/debtcollection/a/soflimitations.htm
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snowfed_river
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Posted on 11-13-09 8:19
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thanks, i will google cause one of my account is 8 yrs old and still active.
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Stiffler
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Posted on 11-13-09 11:14
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If u have an account as old as 8 years, then you can request the credit agency to clear it....manytimes they don't clean it automatically. I thought the theshold was 5 years, but it could be 7.
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